Aspiration Privacy Notice

September 2024

This Privacy Notice covers MFP Capital Group Inc. and all subsidiaries including Mission Financial Partners, LLC d/b/a Aspiration and (collectively “Aspiration”)

Facts

What does Aspiration do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and transaction history
  • Account transactions and checking account information
  • Credit score, credit history, payment history, employment information When you are no longer our customer, we continue to share your information as described in this notice. Aspiration’s Privacy Policy has additional information.
How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Aspiration chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information:

Does Aspiration share?

Can you limit this sharing?

For our everyday business purposes—

Such as to process your transactions, maintain your account(s), respond to court orders and legal process, to report to credit bureaus, or for other legitimate business needs

Yes

No

For marketing purposes—

To offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

We do not share

For our affiliates’ everyday business purposes—

information about your transactions and experiences

Yes

No

For our affiliates’ everyday business purposes—

information about your creditworthiness

Yes

Yes

For our affiliates to market to you

Yes

Yes

For nonaffiliates to market to you

No

We do not share

To Limit our Sharing

Mail the form below

Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing. If you’re an existing customer and have opted out previously, you don’t need to update your privacy choices again.

Questions?

Call (800) 683-8529 or go to www.aspiration.com/contact-us/

Mail-in Form

If you have a joint account(s), your choice(s) will apply to everyone on your account unless you mark below.

☐ Apply my choice only to me.

Mark any/all you want to limit:

☐ Do not share information about my creditworthiness with your affiliates for their everyday business purposes. ☐ Do not allow your affiliates to use my personal information to market to me.

Name
Address
City, State, Zip
Account #

Mail to:

Aspiration 1100 Sansome Street San Francisco, CA 94111

Who we are?

Who is providing this notice?

MFP Capital Group Inc. and all subsidiaries, including Mission Financial Partners, LLC d/b/a Aspiration (collectively “Aspiration”)

What we do?

How does Aspiration protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law and regulation. These measures include computer safeguards, secured files and storage systems, access controls, and encryption measures.

How does Aspiration collect my personal information?

We collect your personal information, for example, when you

  • Open an account or give us your contact information
  • Direct us to buy and/or securities
  • Make a wire transfer
  • Give us your contact information
  • Provide account information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you.

State laws and individual companies may give you additional rights to limit sharing. See this notice and Aspiration’s Privacy Policy for more on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account—unless you tell us otherwise.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include companies with an Aspiration name and are disclosed as subsidiaries on this Notice

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Aspiration does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Aspiration does jointly market in order to provide you with services and promotional offers. Our joint marketing partners include companies such as financial services companies, banks, non-bank lenders and other financial institutions.

Other Important Information

For Vermont Customers. We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal information, financial information, credit report, or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures. Additional information concerning our privacy policies can be found at www.aspiration.com or call (800) 683-8529.

For California Customers. California grants robust data privacy rights and controls over customer’s personal information, including notice of the Privacy Policy and Aspiration’s data practices, the right to delete, the right to opt-in and opt-out of data selling practices, as well as additional protections for minors.