Save Money, Save the Planet

$0 ATM Fees Worldwide

Deposits are Fossil Fuel-Free

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Deposits are not used for fossil fuel exploration or production.

Make money – and make a difference – when you spend

Earn cash back rewards

Get cash back on every dollar you spend – and extra rewards for shopping at businesses with a conscience. Plus, track the impact of your spending on People and the Planet.

Save for your future

Big banks use your deposits to fund oil drilling and pipelines1 — and often pay you almost zero interest on your money2. With the Aspiration Spend & Save Account, your money won't be lent to fossil fuel projects and you can earn up to 2.00% APY interest.

The Aspiration Spend & Save Account is a cash management account offered by Aspiration Financial, LLC, a broker dealer, not a chartered bank. Deposits in your Aspiration account are FDIC Insured* up to $2 million per depositor by being swept up to FDIC Member institutions.

Greed is Not Good

Did you know that the financial industry spends $450 million a year on lobbyists and campaign contributions?3 We commit to donating 10% of earnings to charities helping struggling Americans build a better life.

$0 ATM fees
NO fossil fuel funding
$0 Monthly Fees

Built on Fairness and Trust

Switch to the Aspiration Spend & Save Account and save up to $545 every year.4 Aspiration pays you high interest on your savings, provides cash back and trusts you to pay only the fee you think we deserve – even if it is zero. That means you can use any ATM in the universe...for free! For more on fees, click here.

Our customers really love changing their world.

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These testimonials may not be representative of the experience of other customers, and are no guarantee of future performance or success.

We’ve added lots of extras just for you.

  • Get phone protection for free.

    Pay your monthly bill with your debit card to get $600 in insurance5

  • Pay your bills.

    Schedule bill payments in the app.

  • Deposit checks in the app.

    Snap a photo to deposit your check.

  • Pay any way you want.

    Apple Pay and Android Pay are built in.

  • Get help if your identity is stolen.

    You have $1,000 in expense reimbursement.5

  • Shop to match your values.

    See AIM People/Planet scores for businesses.

We work hard to keep your account secure

  • Deposits in your Aspiration Spend & Save Account are FDIC Insured* up to $2 million
    per depositor by being swept to FDIC Member Institutions. For details please visit https://www.fdic.gov
  • 256-bit SSL encryption
  • App-based fingerprint security

Save money.
Save the planet.

Get Started