Insured Bank Deposit List

GreenFi Checking & Savings

Customers may obtain the benefits of FDIC insurance eligibility in a Checking & Savings Account (“Account”) held at Coastal Community Bank (“Coastal”) accessed through the GreenFi Platform (“GreenFi”) via the Coastal Insured Bank Deposit Program (“Sweep Program”) and the Priority List of Banks listed below. Once you open and fund your Account through GreenFi, the available Cash Balance will be held on your behalf at one or more of the Priority List of Banks assigned to your account. Once at a bank, your Cash Balance will be eligible for FDIC insurance coverage up to the applicable limits.

GreenFi will assign a Priority List of Banks to your account. The available banks in the Priority List are listed below, though the actual order of banks within the Priority List may vary for your account. You may contact us at support@greenfi.com or 800-683-8529 for the Priority List specific to your account.

You may also contact us to inform us of any Banks you would like excluded from this list for your balances. You cannot exclude Coastal Community Bank from your Priority List. The Sweep Program banks have formally committed, through a depository attestation, that customer deposits will not be used for lending to oil and gas exploration, production or transportation.

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GreenFi Account Priority List of Banks as of 7/20/2025:

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GreenFi Excess Bank as of 7/20/2025:

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The designated Excess Bank must remain eligible to receive customer funds.

The Priority List of Banks will include a designated Excess Bank (Coastal Community Bank) that will accept your funds without limit and without regard to the Maximum FDIC Insurance Amount if all Program Banks on the Priority List have received funds up to the Applicable Deposit Limit.

You may only access your Balance through your GreenFi Account. You cannot access or withdraw the balance on your GreenFi account by directly contacting the Priority List of Banks. Balances in the Sweep Program can be liquidated on your order, and the proceeds returned to your Account or to you.

GreenFi will manage the movement of money between GreenFi and the Priority List of Banks assigned to your account; this will occur automatically whenever you make deposits, execute transactions, or withdraw money from your GreenFi Account.

You may call an Aspiration Representative at 800-683-8529 if you have any questions regarding the Priority List of Banks.

You are responsible for monitoring the total amount of your assets on deposit with a Priority List of Banks (including amounts in other accounts at that bank held in the same right and legal capacity) in order to determine the extent of FDIC deposit insurance coverage available to you on those deposits, including your balances held at the Priority List of Banks.

The balances in the Sweep Network are swept to an FDIC-Insured interest-bearing account at one or more Priority List of Banks. The deposit is eligible for FDIC insurance subject to FDIC insurance coverage limits. All assets of the account holder at the depository institution will be counted toward the aggregate limit. For more information about FDIC insurance coverage, please visit the FDIC Web site at www.FDIC.gov.

In the event that your total assets at a Priority List of Banks (including assets that you hold with the bank outside of GreenFi) exceed the FDIC insurance limits, you may contact GreenFi to change the Priority List of Banks to which your funds are swept, if available. GreenFi maintains the right to change the Priority List of Banks that is assigned to your account at any time. If a change is made to the Priority List of Banks assigned to your account, GreenFi will notify you in writing of that change through your statement or another notice electronically in writing. Although GreenFi cannot guarantee the financial health or stability of the Priority List of Banks, we have made efforts to select banks that are financially sound, have a good business reputation, and are in good standing with the FDIC and other bank regulatory bodies.

Version 2.0 (Published April 2025)