GreenFi Plus

Supercharge your savings and your impact

Earn up to 3.00% APY on your savings², get up to 6% cash back at climate-friendly brands and 65k+ EV chargers³, and offset the carbon emissions from your gas purchases⁵ with GreenFi Plus.

Keep your balance high and your carbon footprint low while enjoying up to up to 3.00% APY.² Supercharge your GreenFi Checking and Savings Account with GreenFi Plus.Keep your balance high and your carbon footprint low while enjoying up to up to 3.00% APY.² Supercharge your GreenFi Checking and Savings Account with GreenFi Plus.

Up to 3.00% APY. 100% fossil fuel-free.*

With our high-yield savings account, you can watch your money grow without worrying about minimum balance requirements. Plus, enjoy peace of mind knowing that your funds are FDIC insured. GreenFi Plus accounts earn up to 3.00% APY. Terms and conditions apply.²

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Deposits are FDIC insured up to $1.25M per depositor†

*GreenFi’s Program Banks have formally committed that customer deposits will not be used for lending to oil and gas exploration, production or transportation, or coal mining. The GreenFi Savings Account’s up to 3.00% Annual Percentage Yield (“APY”), is variable, subject to change, and only available to customers enrolled in GreenFi Plus after conditions are met. Customers not enrolled in GreenFi Plus receive 1.00% APY after conditions are met.²

Exclusive Benefits with Your GreenFi Plus Mastercard®️ World Debit Card

Your GreenFi Plus membership comes with a suite of added benefits designed to protect you and your purchases. With our Mastercard World Debit card, you receive added peace of mind with purchase protection, extended warranties, and cell phone insurance. Whether it’s safeguarding your latest gadget or ensuring your purchases are covered, GreenFi Plus offers the peace of mind you deserve.

Mastercard provides full descriptions and terms & conditions for Debit Cardholder benefits here.

Checking and Savings plans

GreenFi

Pay What Is Fair

no monthly mandatory fees⁶

GreenFi Plus

$0.00/mo

$0.00/mo if you pay annually

  • APY on your savings every month you have $500 of qualifying debit card transactions terms and conditions apply.)

    1.00%

    3.00%

  • Cash back on Green Marketplace purchases³

    3%

    6%

  • Access over 55,000 free in-network ATMs, with cash deposits at select locations (other account fees may apply)

  • Manage your account on the go with Android and iOS apps

  • Get paid up to 2 days early¹

  • Option to fund planting a tree with every card swipe⁴

  • 10% of Pay What is Fair contributions donated to environmental nonprofits

  • Mastercard® Purchase Assurance provides coverage for items that are damaged or stolen within 90 days

  • Carbon offsets to reduce the climate impact of driving your car with Planet Protection

  • One out-of-network ATM reimbursement monthly

  • Mastercard® Cell Phone Protection Benefit for stolen or damaged eligible cellular wireless telephone (see terms and conditions)

Checking and Savings plans

GreenFi

Pay What Is Fair

no monthly mandatory fees⁶

  • APY on your savings every month you have $500 of qualifying debit card transactions terms and conditions apply.)

    1.00%

  • Cash back on Green Marketplace purchases³

    3%

  • Access over 55,000 free in-network ATMs, with cash deposits at select locations (other account fees may apply)

  • Manage your account on the go with Android and iOS apps

  • Get paid up to 2 days early¹

  • Option to fund planting a tree with every card swipe⁴

  • 10% of Pay What is Fair contributions donated to environmental nonprofits

  • Mastercard® Purchase Assurance provides coverage for items that are damaged or stolen within 90 days

  • Carbon offsets to reduce the climate impact of driving your car with Planet Protection

  • One out-of-network ATM reimbursement monthly

  • Mastercard® Cell Phone Protection Benefit for stolen or damaged eligible cellular wireless telephone (see terms and conditions)

GreenFi Plus

$0.00/mo

$0.00/mo if you pay annually

  • APY on your savings every month you have $500 of qualifying debit card transactions terms and conditions apply.)

    3.00%

  • Cash back on Green Marketplace purchases³

    6%

  • Access over 55,000 free in-network ATMs, with cash deposits at select locations (other account fees may apply)

  • Manage your account on the go with Android and iOS apps

  • Get paid up to 2 days early¹

  • Option to fund planting a tree with every card swipe⁴

  • 10% of Pay What is Fair contributions donated to environmental nonprofits

  • Mastercard® Purchase Assurance provides coverage for items that are damaged or stolen within 90 days

  • Carbon offsets to reduce the climate impact of driving your car with Planet Protection

  • One out-of-network ATM reimbursement monthly

  • Mastercard® Cell Phone Protection Benefit for stolen or damaged eligible cellular wireless telephone (see terms and conditions)

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4.7 STARS IN APP STORE*

What our members are saying

Individual action causes a ripple effect. Join a community that is creating worldwide impact!
Big Quotation

I love the company‚ it's mission, and the cash back rewards are great! Makes it easy to do the right thing with my money.

Allie B

Big Quotation

Anyone who cares about the planet should bank with GreenFi!

Kelsey J

Big Quotation

The company values match my personal values.

Nicole W

Big Quotation

I love the company‚ it's mission, and the cash back rewards are great! Makes it easy to do the right thing with my money.

Allie B

Big Quotation

Anyone who cares about the planet should bank with GreenFi!

Kelsey J

Big Quotation

The company values match my personal values.

Nicole W

*Accurate as of 5/16/2025. These testimonials may not be representative of the experience of other customers, and are no guarantee of future performance or success.

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†GreenFi is a financial technology company, not an FDIC-insured bank. Banking Services provided by Coastal Community Bank, Member FDIC. The GreenFi Debit Mastercard® is issued by Coastal Community Bank, Member FDIC, pursuant to a license by Mastercard International Incorporated. FDIC insurance only covers the failure of an FDIC-insured bank. FDIC insurance is available through pass-through insurance at Coastal Community Bank, Member FDIC, if certain conditions have been met. Through the Coastal Community Bank Insured Bank Deposit Program, cash balances in the GreenFi Checking and Savings Accounts are deposited at one or more FDIC-insured depository institutions (each a "Bank") up to $250,000 per Bank. With five participating Banks available, Deposits are FDIC-insured up to $1.25 million per depositor. For more information, visit fdic.gov. You are responsible for monitoring your deposits at each Bank to determine the available FDIC insurance coverage. GreenFi's Program Banks have formally committed that customer deposits will not be used for lending to oil and gas exploration, production or transportation, or coal mining.

GreenFi Debit Cards are issued by Coastal Community Bank, Member FDIC, pursuant to a license by Mastercard® International Incorporated. GreenFi is under separate ownership from any other named entity. GreenFi is not a bank.

Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc., registered in the U.S. and other countries. Google Play and the Google Play logo are trademarks of Google Inc. All other product names, logos, brands, trademarks, and registered trademarks are property of their respective owners. All company, product, and service names used in this website are for identification purposes only. Use of these names, trademarks, and brands does not imply endorsement.

1 GreenFi’s early direct deposit of funds service is not guaranteed, is subject to payor’s support and the timing of payor’s payment instruction, and is based on a comparison of our policy of making funds available upon our receipt of payment instruction with the typical banking practice of posting funds at settlement. GreenFi generally makes these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

2 The GreenFi Saving Account’s Annual Percentage Yield (“APY”) is variable and accurate as of 06/08/2025. Rates are subject to change. To earn 1.00% APY (3.00% APY if customer is enrolled in GreenFi Plus) interest on GreenFi Savings Account balances up to and including $10,000.00 in any calendar month, customer must have settled debit card transactions of $500.00 or more, monthly, on their GreenFi debit card. Debit card transactions for money transfer vendors (for example, but not limited to, CashApp, Venmo, Facebook Pay) do not qualify towards the $500.00 spend requirement. Balances over $10,000.00 will earn 0.00% APY (0.25% APY if customer is enrolled in GreenFi Plus). If the requirements are not met each month, the APY will be 0.00% APY (0.25% APY if customer is enrolled in GreenFi Plus) on Savings Account regardless of balance. Terms & FAQ.

3 GreenFi’s Cash Back program is subject to change at any time and without notice, including reversal of rewards for abuse, fraud, and other illicit activity. Cash Back rewards are generally credited on the first day of each calendar month. For additional Cash Back details, click cash back on purchases.

4 When you choose to add to your GreenFi Debit Card to the Plant Your Change Service, we round up the amount of GreenFi Debit Card transactions made using your GreenFi Debit Card feature in your GreenFi Checking Account to the next whole dollar amount (from $0.01 to $0.99), and transfer the amount in excess of the purchase price to a GreenFi Plant Your Change Service Account. Even dollar transactions ($xx.00) are not considered qualifying transactions and are not eligible to be rounded up for this Service. The Plant Your Change Service Fee from Debit Card transactions will be deducted from your account once each business day and include all qualified transactions incurred since the last fee withdrawal. Funded trees can take up to 18 months to plant, allowing for time to set up nurseries, select/expand planting sites, take advantage of optimal planting seasons and accommodate for local/regional/country social, political and health considerations. Planting trees and restoring forests are among the best ways to draw down carbon from the atmosphere, because they can help mitigate the impacts of climate change and contribute to healthy ecosystems that support wildlife and people. Trees planted by our reforestation partners are not intended to be used as carbon offsets and are not verified as such by a third party. Planted trees are part of a reforestation program where approximately 20-30% more trees are planted to account for natural survival rates and unforeseen circumstances (i.e., wildfires, natural disasters, disease) so enough trees survive to reforest an area. However, there is no guarantee all trees planted will be permanent.

5 Planet Protection offsets the estimated CO2 emissions from driving your vehicle based on purchases at gas stations. Verified carbon offsets are purchased quarterly, in aggregate, to account for estimated emissions from all Planet Protection subscribers. This feature is bundled into the GreenFi Plus program and is not offered as a standalone feature that can be purchased separately.

6 Mission Financial Partners, LLC and its affiliates are committed to "All Extra Services Provided at Cost," meaning that we'll only charge you what it costs us to provide the extra service (such as a wire transfer), and not a penny more. Besides these at-cost service charges, customers may make an optional contribution via the Pay What Is Fair(PWIF) program. Proceeds from the PWIF program are recorded monthly in aggregate and donations are made to nonprofit partners selected by GreenFi within 12 months. For a list of service charges, click here.

7 The difference between the average carbon intensity of cash deposited in large, traditional US banks and that of greener banks is based on the 2023 Project Drawdown report “Saving [For] the Planet: The Climate Power of Personal Banking.” That carbon intensity savings of 0.183 tCO2e per $1,000 deposited was then converted to miles driven equivalent using the U.S. EPA’s Greenhouse gas Equivalencies Calculator.

8 ‘Big Bank’ APY calculations based on $10,000 balance in Bank of America Regular Savings account, Chase Savings℠ account, Wells Fargo Way2Save® Savings, and GreenFi Plus account. Accurate as of 4/1/2025.

9 Based on internal user data, accurate as of 4/18/2025.

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