Aspiration Spend & Save Account
Save $400 a year1 — and save the planet at the same time
The best of checking and savings accounts -- with fairness, trust, and conscience built in.
Sign Up NowThe Aspiration Spend & Save Account is a cash management account offered by Aspiration Financial, LLC, a broker dealer, not a chartered bank. Deposits in your Aspiration account are FDIC Insured* up to $2 million per depositor by being swept to FDIC Member institutions.
Built on Fairness
Most banks charge an average of $329 per year in account fees2. With the Aspiration Spend & Save account we put our Customers First.
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Unlimited fee-free ATM withdrawals at Allpoint ATMs
No ATM fees at 55,000+ ATMs
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Cash back rewards.
Earn cash back rewards when you spend with your Aspiration debit card – and extra rewards for spending at businesses with a conscience.
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Up to 1.00% APY interest on your Aspiration Save deposits.
Get up to 25 times more than what the Big Banks offer.3
Built on Conscience
Spend with a conscience.
Aspiration Impact Measurement (AIM) scores let you track your personal impact as you shop, and show you businesses doing good for People and the Planet.
Learn more about AIM
Save with a conscience.
Your Aspiration deposits don’t go towards Capitol Hill lobbying or oil pipelines and drilling that harms our planet. Instead, we commit to giving 10% of our earnings to charities helping struggling Americans build a better life.
Features at a glance
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Cash Back Rewards.
Plus extra rewards for spending at businesses with a conscience.
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Get help if your identity is stolen.
You have $1,000 in expense reimbursement.6
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No ATM fees at 55,000+ ATMs
Unlimited fee-free ATM withdrawals at Allpoint ATMs
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Pay your bills.
Schedule bill payments in the app.
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Actually make money on your deposits.
Get up to 1.00% APY interest on Save funds.
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Get a digital debit card.
Which you can use instantly while your physical card comes by mail.
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Deposit checks in the app.
Snap a photo to deposit your check.
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Your money is good here.5
Your deposits don’t fund big oil and pipelines.
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Pay any way you want.
Apple Pay and Android Pay are built in.
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Get phone protection for free.
Pay your monthly bill with your debit card to get $600 in insurance6