Overview Impact

Aspiration Spend & Save Account

Save $545 a year1 — and save the planet at the same time

The best of checking and savings accounts -- with fairness, trust, and conscience built in.

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Bank on Fairness

Big Banks charge you hundreds of dollars a year2 and give you little or nothing in return.3 At Aspiration, we put our Customers First.

  • Never pay an ATM fee.

    Every ATM on Earth is free or we'll reimburse your fee.

  • Cash back rewards.

    Earn cash back rewards on every dollar you spend with your Aspiration debit card – and extra rewards for spending at businesses with a conscience.

  • 2.00% APY interest on your Aspiration Save deposits.

    Get up to 200 times more than what the Big Banks offer.3

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Bank on Trust

The only fee you pay is what you think is fair – even if it is zero.4

We're confident you'll love what we do. And we trust you!

No fees.

Zero ATM fees. Zero overdraft fees. Zero Check Deposit Fees. Zero Debit Card Fees. Zero Inactive Account Fees. Zero Dormant Account Fees. Others say it – and then follow up in the fine print. We're built on trust so we mean it.

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Bank on Conscience

Spend with a conscience.

Aspiration Impact Measurement (AIM) scores let you track your personal impact as you shop, and show you businesses doing good for People and the Planet.
Learn more about AIM

Save with a conscience.

Your Aspiration deposits don’t go towards Capitol Hill lobbying or oil pipelines and drilling that harms our planet.

We commit to give 10% of earnings to charity.

Others talk a lot, we give a lot. This comparison says it all.

Based on 2017 annual reports and corporate responsibility reports, where applicable, for Wells Fargo, JP Morgan Chase and Bank of America.

Features at a glance

  • Unlimited Cash Back Rewards.

    Plus extra rewards for spending at businesses with a conscience.

  • Get help if your identity is stolen.

    You have $1,000 in expense reimbursement.6

  • Zero ATM fees worldwide.

    We provide unlimited ATM fee reimbursement.

  • Pay your bills.

    Schedule bill payments in the app.

  • Actually make money on your deposits.

    Get up to 2.00% APY interest on Save funds.

  • Deposit checks in the app.

    Snap a photo to deposit your check.

  • Unlike Big Banks, your money is good here.5

    Your deposits don’t fund big oil and pipelines.

  • Pay any way you want.

    Apple Pay and Android Pay are built in.

  • Get phone protection for free.

    Get $600 in cell phone damage insurance.6

  • Invest while you sleep.

    Add automated 100% fossil fuel free investing.

Deposits are FDIC insured up to $250,000 per depositor*