The Aspiration Spend & Save Account

Join the Revolution


Switching to Aspiration can save you more than $500 a year1

  • Up to 1.00% annual percentage yield (APY)
  • Unlimited cash back rewards on every purchase - extra rewards for spending at socially-conscious companies
  • Get 5 free ATM withdrawals each month
  • Deposits are FDIC Insured
  • No monthly service fees
  • We commit to donating 10% of earnings to charity

Deposits in your Aspiration account are FDIC Insured* up to $250,000 per depositor by being swept to FDIC Member institutions. For details, visit https://www.fdic.gov

Why should I switch to Aspiration?

Earn up to 1.00% APY

Earn up to 100 times more interest. Many of the big banks give you only 0.01% APY.2

Say Goodbye To Fees3

No monthly service fees. No minimum balance requirement. We want to make your life free of fees.

Deposits Are FDIC Insured

Up to $250,000 per depositor

Aspiration is not a chartered bank.
Deposits in your Aspiration account are FDIC Insured* up to $250,000 per depositor by being swept to FDIC Member institutions. For details, visit https://www.fdic.gov

How Do I Open an Aspiration Account?

It’s as easy as 1-2-3

1
Do I Qualify?

Any US Citizen or permanent resident age 18 or over with a Social Security Number and checking or savings account can apply.

2
How much do I need to start?

The minimum to open an Aspiration Account is $10.

3
How do I open an account?

Signing up online is easy, and our application takes less than five minutes to complete. Click here to get started now.