14,184 recently moved from Wells Fargo…and counting

Thousands are switching to banking they can actually trust

Here is why Aspiration is different:
  • Up to 100x more interest earnings than Big Banks
  • Free access to ATMs everywhere
  • Zero monthly fees
  • 10% of what we earn goes to charity
  • Enviro-friendly banking and investing

Deposit products are offered by Radius Bank, member FDIC.

Discover a new way to do well and do good.

Thousands have already moved to Aspiration to both make more money and have more impact. Will you join them?

1.00% Earn More

Earn 100 times more interest on your banking account. The national average checking account earns 0.01%.

Say Goodbye To Fees

No monthly service fees. No minimum balance requirement. Unlimited ATM fee reimbursements.

100% Fossil Fuel Free

No funding of political campaigns, industry lobbying, or projects like the Dakota Access Pipeline.

Switching from Wells Fargo to Aspiration could mean an extra $300 a year in your pocket

What’s keeping you from switching?

Wells Fargo Everyday Checking*
Aspiration Summit Checking
Minimum to open
$10Easier to start
Your monthly service fee
$0Forget jumping through hoops – we trust you to set your own fee, even zero if you’d like
Your interest earning rate (APY)
1.00% (0.25% if daily balance less than $2,500)Your money actually earns you more money
Out of network ATM fee charge
$5 per withdrawal***
$0 (we reimburse ATM fees everywhere)Imagine never hunting for an ATM again (woohoo!)
Pay your bills
YesEasily pay bills
Mobile check deposit
YesDeposit checks using our iOS or Android app
Get your own personal impact score based on where you shop
YesSpend to reward companies that do the right thing for people & planet
Charitable donation as % of income
10.0%Help struggling Americans start businesses of their own

Deposit products are offered by Radius Bank, member FDIC. FDIC: Insured up to at least $250,000 per depositor.

Annual Percentage Yield (APY) accurate as of 09/27/2017. Minimum amount to open account is $10.00. Rate tiers are as follows: 0.25% APY applies to balances of $0.01—$2,499.99, and 1.00% APY applies to the entire balance on balances of $2,500 or more. Rate and APY are variable and are subject to change after the account is opened. Fees may reduce earnings.

** ATM surcharge rebates apply to cash withdrawals using the Radius Debit Card wherever it is accepted. Radius Bank makes its best effort to identify those ATM fees eligible for rebate. In the event that you have not received a rebate for a fee you believe is eligible, please contact Customer Service at 800.683.8529. ATM fees will be rebated at the end of each statement cycle. Radius Bank reserves the right to modify or discontinue the ATM surcharge rebate at any time.

How do I open an Aspiration Account?

It’s as easy as 1-2-3

Do I Qualify?

Any US Citizen or permanent resident over the age of 18 with a Social Security Number and checking or savings account can apply.

How much do I need to start?

The minimum to open a Summit Account is $10.

How do I open an account?

Enter your email and we'll send you an invite to immediately open your account. It only takes 5-10 minutes to sign up!