The Aspiration Summit Account

No ATM fees.
It's that simple.

Switching to Aspiration can save you more than $400 a year*

  • 1.00% annual percentage yield (APY) on entire balance
  • Free access to every ATM in the world
  • FDIC Insured
  • No monthly service fees
  • Commitment to donate 10% of earnings

Why should I switch to Aspiration?


Earn up to 100 times more interest on your banking account. Many of the big banks give you only 0.01% APY.**

Say Goodbye To Fees

No monthly service fees. No minimum balance requirement. We want to make your life free of fees.

Use Any ATM You Want

Unlimited ATM fee reimbursements! No more searching for your bank’s nearest ATM.

How Do I Open A Summit Account?

It’s as easy as 1-2-3

Do I Qualify?

Any US Citizen or permanent resident over the age of 18 with a Social Security Number and checking or savings account can apply.

How much do I need to start?

The minimum to open a Summit Account is $10.

How do I open an account?

Signing up online is easy, and our application takes less than five minutes to complete. Click here to get started now.