Aspiration IRA

Invest in your future, and a better future for all.

Save for retirement, save on your taxes, and help save the planet—all at the same time.

  • Aspiration IRAs let you invest in sustainable companies that think long term and care about the planet and their employees
  • Save on your taxes
  • No capital gains taxes
  • Only $100 to start
  • No account or custodial fees, which can be an average of $25 to $50 each year
  • Pay Aspiration whatever you think is fair

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Why should I get an IRA with Aspiration?

Save money with deductions

Investing in a traditional IRA can save you money. Income you place into a traditional IRA may be eligible for a tax deduction.

Tax deferred growth

You can invest in a traditional IRA tax-free - the taxes don’t have to be paid until you decide to withdraw those funds.

Pay fewer taxes

If you invest the money in a traditional IRA, you don’t have to pay capital gains taxes on the money you earn.

How Do I Open an Aspiration IRA?

It's as easy as A-B-C

A
Assess

Is an IRA right for you? If you have at least $100 to save or invest and haven’t yet opened an IRA, chances are that there are tax and investing advantages to putting those dollars in an IRA.

B
Budget

How much can you afford to invest in an IRA to start? How much can you afford to add each month or from each paycheck? Remember that not only is a traditional IRA investment protected from current taxes, but you get a tax refund for each year you invest in your IRA.

C
Click to Signup

Enter your email below to open your IRA immediately. There’s no need to sign up on an invitation list or wait in line. In less than five minutes, you can be on your way to a more secure financial future.

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Hypothetical examples have been provided for illustrative purposes only and are not intended to represent performance of an Aspiration IRA. Contribution limits could be lower based on your income or other investments. Please visit our FAQs for more information on IRA contribution limits. This information should not be considered legal or tax advice. Please make sure you understand the tax consequences before making an investment.